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How To Earn Points

With Al Baraka Islamic Bank Rewards Program, you can earn your points by using Al Baraka Credit Card! Below is a list of banking activities where you can earn points and redeem them for merchandise items, travel rewards, cash refunds and more on this website !

Card Type General Spending Rule Government Spending * POS Spending in (EUR) Online Spending in (EUR)
MasterCard Gold 1 point for every BD1 spending 0.1 point for every BD1 spending 0 points 0.2 points for every BD1 spending
MasterCard Titanium 1.25 points for every BD1 spending 0.3 points for every BD1 spending 0 points 0.3 points for every BD1 spending
MasterCard Platinum 1.5 points for every BD1 spending 0.5 points for every BD1 spending 0 points 0.4 points for every BD1 spending
MasterCard World 2.25 points for every BD1 spending 0.7 points for every BD1 spending 0 points 0.5 points for every BD1 spending

* Government Services (Utilities - Electric, Court Costs, Fines, Tax, Bond Payments, Postal Services and other government - not elsewhere classified)

** Effective April 15, for customers who reach 10,000 points and above during a month, 50% of the standard earning is rewarded.

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